Open to Maryland-based small businesses (as defined by the U.S. Small Business Administration) that have less than 500 employees, the State Small Business Credit Initiative (SSBCI) is a federally funded program to provide loans and investments to Maryland’s small businesses, including for-profit, nonprofit businesses, and foundations. The downloadable fact sheet offers a basic description, eligibility, and criteria as well as a list of program loans available under SSBCI. 

To begin, applicants must complete an online application for any of the SSBCI programs. Visit for more information.

Download the SSBCI Fact Sheet Here.